The Bute & Cowal Credit Union AGM will be held on Wednesday 1 February 2017 at 2pm in St Paul's church hall - Victoria Street, Rothesay, Bute, PA20 0AP.
The church is on the sea front about 150 yards north of the pier on the corner of Victoria Street and Dean Hood Place.
Tuesday, 10 January 2017
Thursday, 8 December 2016
Christmas and New Year Arrangements
The offices will be closed on
Saturday 24 December 2016,
Tuesday 27 December 2016,
Saturday 31 December 2016
Tuesday 3 January 2017.
The last date for arranging a loan before Christmas is Saturday 17 December 2016, available to be picked on Tuesday 20 December 2016.
Thursday, 4 February 2016
AGM | 2016 | Director's Report
Bute and Cowal Credit Union Ltd.
Twenty-second Annual General Meeting 3rdFebruary 2016
Directors’ Report
The report covers the year October 2014 – September 2015 and to 19.1.16.
We thank the officers of St. Paul’s Church for once again offering us the use of the Church for our Annual General Meeting. It is greatly appreciated.
During the year the first stages of the implementation of changes to the regulations governing credit unions were introduced. This meant a steep learning curve and a great deal of work for your Board and Staff. The purchase of an app. for our financial software (Custom) means we are able to deal electronically with the reports to our regulators concerning the state of readiness of members’ details in relation to the Financial Services Compensation Scheme.
I am pleased to report we are on top of all this and we are confident we will meet all requirements when they are fully implemented in the current year. However, we need to reinforce our Board for the longer term, and this will be a priority effort in the current year.
Tuesday, 2 February 2016
Monday, 23 November 2015
29 Ferry Brae - Now open
Our new Dunoon Office was official opened on Friday 13th. November at 29 Ferry Brae by Guest of Honour, local MP Brendan O’Hara.
Speaking to a crowded Ferry Brae office, Mr. O’Hara expressed his pleasure at being asked to perform the opening ceremony. Being a supporter of credit unions and viewing them as an important alternative to banks, he was delighted that Cowal would now have a suitable base from which to deliver credit union services. He urged us to “spread the word” and emphasised the importance of working with primary schools to encourage habits of thrift and financial prudence in our young people.
Local Councillor Michael Breslin was equally supportive in his comments and offered his help in any way he can.
Our President, Janet O’Sullivan, described the day as the fulfilment of a long held aim to extend the credit union’s services to serve Cowal as well as Bute. While thanking everyone for their expression of support by words and by attending the opening, Janet drew attention to the sterling work done by our Director and local resident Michael Boyce, Manager Peter Flanagan, Anne Cameron and Shirley Robins in getting the office off the ground and firmly established; she gave them her grateful thanks. Janet further thanked Argyle and Bute Third Sector Initiative, formerly Argyll Voluntary Action, for their generosity in giving space for a pop-up office in their Edward Street premises which allowed our credit union to become known and begin providing services until suitable premises were obtained. This meant No.29 hit the ground running.
A very successful morning closed with a splendid buffet and time to network and socialise – under the benign oversight of Inspector Euan Wilson.
Speaking to a crowded Ferry Brae office, Mr. O’Hara expressed his pleasure at being asked to perform the opening ceremony. Being a supporter of credit unions and viewing them as an important alternative to banks, he was delighted that Cowal would now have a suitable base from which to deliver credit union services. He urged us to “spread the word” and emphasised the importance of working with primary schools to encourage habits of thrift and financial prudence in our young people.
Local Councillor Michael Breslin was equally supportive in his comments and offered his help in any way he can.
Our President, Janet O’Sullivan, described the day as the fulfilment of a long held aim to extend the credit union’s services to serve Cowal as well as Bute. While thanking everyone for their expression of support by words and by attending the opening, Janet drew attention to the sterling work done by our Director and local resident Michael Boyce, Manager Peter Flanagan, Anne Cameron and Shirley Robins in getting the office off the ground and firmly established; she gave them her grateful thanks. Janet further thanked Argyle and Bute Third Sector Initiative, formerly Argyll Voluntary Action, for their generosity in giving space for a pop-up office in their Edward Street premises which allowed our credit union to become known and begin providing services until suitable premises were obtained. This meant No.29 hit the ground running.
A very successful morning closed with a splendid buffet and time to network and socialise – under the benign oversight of Inspector Euan Wilson.
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